A loan modification is something which only occurs when the borrower is having real trouble making auto loan payments. There are a couple of diverse methods to modify your loan, if you wish to keep your car. It may arguably be the best thing you may utilize to save your automobile from repossession if you’re behind and have been impacted by a financial hardship. It is a way to keep your car while safeguarding your credit rating. It allows the vehicle owner’s loan to be reinstated and results in a payment that the vehicle owner can afford.

Although, before you’re out to submit an application for an auto finance loan modification, it may be essential for you to first determine your eligibility for the procedure. At Car Payment Helper, we make this possible.

It’s important that you know just what you’re doing and if you’re wondering where to go if you’re planning on performing a modification, let us tell you that our professionals in California are in a position to change certain conditions of the loan like the rate of interest or the time allowed for repayment to make your payments cheaper, bringing you out of what may seem to be an impossible circumstance.

Why Car Payment Helper?

The theory behind auto loan modifications is pretty easy here at Car Payment Helper. With us, performing modification of your car loan in California is now pretty uncomplicated, it shall permanently change some component of your initial loan, and allow you to secure improved rates or benefits. Also, our approval process is fairly quick and simple this making it completely hassle-free.

Get an auto loan modification that is the ideal fit for you today and drive away without the worry of car repossession.

Know more about a car loan modification

If you’re falling behind on car payments, we have a fast, efficient and quick way to get rid of the burden that comes with it. Click here to learn more about a car loan modification and how it works.

The only auto loan modification option

Loan Modification decisions in as early as 48 Hours

Submit your car modification online so our experts can assess your eligibility

Competitive Modification Rates

We will do our very best to get your modification done or help you get out of your loan!

Car finance professionals with 20 years experience

Our team of dedicated individuals will help save your car.

Easy & Secure Car application

Our auto loan application is secure and takes only few minutes to complete.
Have Questions?

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(800) 255-8186

Buying and Refinancing Requirements
  • Minimum loan amount is $30,000.
  • Maximum loan amount is $150,000.
  • Vehicle and term restrictions apply.
  • Maximum mileage restrictions may apply.
  • We do not offer financing for commercial vehicles, motorcycles or recreational vehicles.
  • Must be 18 years of age or older.
  • Residents of the following states are eligible: All States
Car Purchase from a dealer

Vehicles to be financed must be 3 years or newer with fewer than 80,000 miles. For example, in calendar year 2018, only model years 2015 and newer are eligible.

Modification for an individual